Services Offered
Individual Marketplace
Fixed Annuities
Fixed Indexed Annuities
401-K Rollovers
Life Insurance
Long-Term Care Solutions
Medicare Supplements
Roth IRAs
Traditional IRAs
Inherited or Beneficial IRAs
Trust Owned Policies
Fixed Indexed Annuities
401-K Rollovers
Life Insurance
Long-Term Care Solutions
Medicare Supplements
Roth IRAs
Traditional IRAs
Inherited or Beneficial IRAs
Trust Owned Policies
Companies Currently Represented
Aetna
Allstate
Allianz
American Equity
American General
Americo
Athene (Formerly Aviva)
Annexus
Brighthouse Financial
Equitrust
Genworth
Global Atlantic
Mass Mutual (Formerly Great American)
Lincoln Financial
Mutual of Omaha
Nationwide
North American Life
Principal Financial Group
Protective Life
Prudential
Sagicor
Symetra
Transamerica
Voya (Formerly ING)
W&S Financial Group (Intergity Life, Western Southern Life, National Integrity Life)
Allstate
Allianz
American Equity
American General
Americo
Athene (Formerly Aviva)
Annexus
Brighthouse Financial
Equitrust
Genworth
Global Atlantic
Mass Mutual (Formerly Great American)
Lincoln Financial
Mutual of Omaha
Nationwide
North American Life
Principal Financial Group
Protective Life
Prudential
Sagicor
Symetra
Transamerica
Voya (Formerly ING)
W&S Financial Group (Intergity Life, Western Southern Life, National Integrity Life)
Areas of Expertise
I specialize in Wealth Preservation using Insurance Products such as Life and Annuities with the Leading Carriers in the Industry. I offer Fixed Products, Life for Wealth Transfer and Income Replacement Protection for family members, to also Include Life Hybrid products for Long-Term Care Protection. Ask me if Single Premium Life could possibly save your Heirs thousands in Estate Costs.
Life
1 - Child whole Life with the best carriers in the marketplace.
2 - Single Premium Life - Target market is ages 50-80. Ask me how this "Wealth Transfer Strategy" may work for you. You may be able to transfer tax free/Probate Free dollars to your heirs.
3 - Term Life-10-15-20-30 year, and Return of Premium Term (you will receive all of your premium back or a paid up life policy at the end of the term if no payout is made on the face amount) Great for Business owners to cover a debt and personal use.
4- I also offer Universal Life and Adult whole Life-simplified issue and Guaranteed Issue.
2 - Single Premium Life - Target market is ages 50-80. Ask me how this "Wealth Transfer Strategy" may work for you. You may be able to transfer tax free/Probate Free dollars to your heirs.
3 - Term Life-10-15-20-30 year, and Return of Premium Term (you will receive all of your premium back or a paid up life policy at the end of the term if no payout is made on the face amount) Great for Business owners to cover a debt and personal use.
4- I also offer Universal Life and Adult whole Life-simplified issue and Guaranteed Issue.
Fixed and Fixed Index Annuities
My largest block of business is in Annuities. Helping clients Retire safely is my Passion. I offer the top carriers in the Fixed arena. Allianz, American Equity, American General, Athene, Global Atlantic, Nationwide, Prudential, TransAmerica are my leading carriers. My products are Fixed, no loss of Principal due to market risks, and many offer an optional lifetime income rider. Ask me to explain how these products may be a fit to your financial picture. There are many options with the various carriers to suit a variety of Investors-Growth, Lifetime Income, and Wealth Transfer. Many are offered without Fees.
Medicare Supplements
Ask me to Compare your plan to the Current Coverage available in North Carolina, and be sure you have Complete coverage. There are changes annually to Medicare Options. I can keep you Informed. My Medicare 101 handout is a simplified version to help my clients Turning 65, and new to Medicare.
Southern Charm Brokerage | 5429 South 41 Highway, Wallace, NC 28466
P: (910) 604-0801 | F: (910) 665-1192 | E: [email protected]m
P: (910) 604-0801 | F: (910) 665-1192 | E: [email protected]m